Long-Term Purchase or Short-Term Lease, All Your Finance Options Can be Found at Northfield Ford

Test driving and researching new vehicles are the fun parts of shopping for any new Car, Truck or SUV. Budgeting, running the numbers, and figuring out repayment plans are the not-quite-fun part for many Minnesota drivers. At the Northfield Ford finance team, we can't promise to make setting up a payment plan for your new car fun, but we can promise to make it easier. We work with many banks in the Northfield MN area and walk you through every step of the process, to make it easier to understand and more efficient for you.

Loan or Lease - Which is Right for You?

Whether you should finance, or lease depends on a few factors. A lease carries a lower monthly payment and is under warranty for the duration of the term. And, at the end of the term, you can upgrade to a new model; so, it's a great option if you like always having access to the latest automotive technologies and features. However, it's important to consider that a lease has mileage limits. And, because you won't own the car, you aren't able to make major modifications. With a loan, payments are a little higher, but the car is yours; so, you're paying into equity and can make changes to your heart's content.

Let's Get Started and Finance Your Next Car in Northfield MN

We want to make the process of buying a car simple and stress-free. At Northfield Ford, we're ready to help you by answering any questions you might have. We also have many tools that you can utilize to save some time with our online finance application, which helps make the process smoother and gives us a chance to find you the right plan and put you one step closer to getting behind the wheel of your next car.